Subcontractors insurance
Protect your business and compare prices from £4.74 a month*
*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.
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What is Subcontractors insurance?
Running a business as a subcontractor comes with its own unique set of challenges and risks. Having the right insurance in place could offer protection and peace of mind for you, your business, and your clients. Whether you’re a bona fide subcontractor, a labour-only subcontractor, or working in different fields, subcontractors business insurance may be essential for protecting against unforeseen events.
Subcontractors insurance refers to various types of business insurance designed to protect contractors and subcontractors from financial loss. These covers may help safeguard you from claims arising due to property damage, injury to members of the public, or even legal disputes. Public liability insurance for subcontractors, for example, can offer protection if an incident occurs where a subcontractor is held liable.
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
How it works
3 simple steps to protect your business with the right insurance for you
Choose your
cover options
Only pay for the
cover you need
Compare from
multiple insurers
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from a range of insurers
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in minutes
Get your documents
on the same day
Types of insurance covers available for subcontractors
There are a variety of insurance options to consider, and choosing the right ones can make all the difference in safeguarding your business. Key covers may include:
Professional indemnity insurance
This can protect you for loss or damage to clients or third parties resulting from negligent services or poor advice.
Equipment & tools cover
Cover for your essential business equipment and tools, whether they're at home, in the van or on-site.
Contract works insurance
Protection against the loss of, or damage to, a construction project or site. You’ll be covered for the labour and material costs to re-do the work.
Public liability insurance
This protects you if your customers (or members of the public) suffer personal injury or property damage from your business.
Employers' liability insurance
This is a legal requirement for many businesses. Policies are available at £10m and can cover claims for work-related injuries or illnesses.
Own or hired in plant insurance
This can protect you financially against the costs of damage to or loss of plant machinery that you own or hired.
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1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
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Why do subcontractors need insurance?
Insurance for subcontractors could be vital for protecting against risks that arise from working in hazardous environments or taking on high-risk tasks. Depending on the type of work you do, subcontractors insurance may help to cover:
Liability insurance cover: This can protect against claims made by third parties for injury or damage to party property.
Employers’ liability insurance: If you hire staff or labour-only subcontractors, this cover may be a legal requirement.
Contract works insurance: Subcontractors working on larger projects may need this to protect ongoing work and materials from damage or theft.
Subcontractors insurance FAQ's
If you have a question about your subcontractors insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub
Additional information on subcontractors insurance
Compare prices from leading providers
Safeguard your business from financial risks including professional negligence claims, equipment and tools damage or theft, public liability, plant insurance and much more.
Select your cover options
Compare from leading insurers
Buy online in minutes
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
What is Subcontractors insurance?
Running a business as a subcontractor comes with its own unique set of challenges and risks. Having the right insurance in place could offer protection and peace of mind for you, your business, and your clients. Whether you’re a bona fide subcontractor, a labour-only subcontractor, or working in different fields, subcontractors business insurance may be essential for protecting against unforeseen events.
Subcontractors insurance refers to various types of business insurance designed to protect contractors and subcontractors from financial loss. These covers may help safeguard you from claims arising due to property damage, injury to members of the public, or even legal disputes. Public liability insurance for subcontractors, for example, can offer protection if an incident occurs where a subcontractor is held liable.
How it works
3 simple steps to protect your business with the right insurance for you
Types of insurance covers available for subcontractors
There are a variety of insurance options to consider, and choosing the right ones can make all the difference in safeguarding your business. Key covers may include:
Join nearly
1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
Get protected today, start your quote, compare and buy online
Why do subcontractors need insurance?
Insurance for subcontractors could be vital for protecting against risks that arise from working in hazardous environments or taking on high-risk tasks. Depending on the type of work you do, subcontractors insurance may help to cover:
Liability insurance cover: This can protect against claims made by third parties for injury or damage to party property.
Employers’ liability insurance: If you hire staff or labour-only subcontractors, this cover may be a legal requirement.
Contract works insurance: Subcontractors working on larger projects may need this to protect ongoing work and materials from damage or theft.
Subcontractors insurance FAQ's
If you have a question about your subcontractors insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub