Tradesman insurance

Protect your trade and compare prices from £4.74 a month*

  • Compare quotes from leading insurers, all in one place

  • Buy online in minutes, with same day protection

  • In partnership with Simply Business

*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.

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Compare prices from leading providers

Safeguard your business from financial risks including professional negligence claims, equipment and tools damage or theft, public liability, plant insurance and much more.

  • Select your cover options

  • Compare from leading insurers

  • Buy online in minutes

in partnership with simply business logo

We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.

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What is tradesman insurance?

Tradesmen face unique risks, from accidental damage on-site to theft of essential tools. Tradesman insurance can help safeguard your business from financial setbacks that could arise during everyday operations. Whether you’re a sole trader or run a team, this cover could be essential for protecting your livelihood.

Tradesman business insurance is designed to offer protection for those working in trades such as construction, plumbing, electrical work, or painting. It can cover various risks that arise from your day-to-day activities, including accidentally damaging a client’s property or if your tools are damaged or stolen. By having the right insurance cover in place, you may reduce the financial impact of unexpected incidents.

How it works

3 simple steps to protect your business with the right insurance for you

Choose your
cover options

Only pay for the
cover you need

Compare from
multiple insurers

Instantly compare prices
from a range of insurers

Buy online
in minutes

Get your documents
on the same day

What cover can business insurance for tradesmen include ?

Insurance for tradesman can include a variety of covers, depending on your business. Some common types include:

Professional indemnity insurance

This can protect you for loss or damage to clients or third parties resulting from negligent services or poor advice.

Equipment & tools cover

Cover for your essential business equipment and tools, whether they're at home, in the van or on-site.

Contract works cover

Protection against the loss of, or damage to, a construction project or site. You’ll be covered for the labour and material costs to re-do the work.

Public liability insurance

This protects you if your customers (or members of the public) suffer personal injury or property damage from your business.

Employers' liability insurance

This is a legal requirement for many businesses. Policies are available at £10m and can cover claims for work-related injuries or illnesses.

Own or hired in plant insurance

This can protect you financially against the costs of damage to or loss of plant machinery that you own or hired.

Join nearly

1,000,000

Businesses

Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.

Get protected today, start your quote, compare and buy online

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builder working on a scaffold confidently knowing he is protected with business insurance

Compare tradesman insurance
from £4.74 a month*

As a business owner, you can understand the importance of having the right insurance package to mitigate risks. We can help you get the cover you want with less hassle.

  • Compare quotes from leading insurers, all in one place

  • Prices from £4.74 a month*

  • In partnership with Simply Business

*The price is for up to £2 million of public liability insurance – 10% of customers paid £4.74 or less annually between 1st Jan - 31st May 2024. Equivalent to £56.82 a year (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available and these all have additional costs.

Tadesman insurance FAQ's

If you have a question about your tradesman insurance, you might find the answer here in our FAQs.

For more information on protecting your business, check out our FAQ's Hub

Additional information on tradesman insurance

How much does tradesman insurance cost?

The cost of tradesman business insurance varies based on your work, number of employees, and level of cover. Higher-risk trades may have higher premiums. For the right insurance, it may be useful to compare quotes considering your business activities and associated risks.

Why tradesman liability insurance matters

Accidentally damaging property, can happen. Without adequate tradesman liability insurance, you may face the cost of legal claims. If you hire staff, liability insurance is a legal requirement in the form of employers' liability insurance. Having the right cover could help manage risks and protect your business.

Personal Accident Cover

Construction sites can be hazardous, and accidents are always possible. Personal accident cover may provide financial assistance if you are injured and unable to work. Additionally, accidental death coverage could offer financial support to your loved ones in the unfortunate event of a fatal accident on the job.

Additional benefits of tradesman insurance

Beyond the basic covers, you could consider additional protections such as:

Legal expenses insurance
Tools cover
Contract works cover

Hear from our other business insurance customers.