Public liability insurance
Protect your business and compare public liability from £4.74 a month*
*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.
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In partnership with Simply Business
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What is public liability insurance?
Public liability insurance could be essential for businesses that interact with the public, covering compensation claims for injury or damage caused by your business operations. Whether you run a small business or a limited company, this type of insurance may help protect your business from unforeseen costs that may arise from accidents involving a member of the public.
Public liability insurance is a type of business insurance that can help cover the costs if your business activities cause accidental damage or injury to someone outside your business, like a customer or visitor. For instance, if a customer slips on a wet floor, public liability insurance may help cover the cost of legal fees and the compensation awarded.
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
How it works
3 simple steps to protect your business with the right insurance for you
Choose your
cover options
Only pay for the
cover you need
Compare from
multiple insurers
Instantly compare prices
from a range of insurers
Buy online
in minutes
Get your documents
on the same day
What does public liability insurance cover?
This type of business insurance could be a critical safety net, particularly for businesses involved in high risk environments where accidents are more likely. The cover provided by public liability insurance may vary depending on your type of business and the level of risk involved. However, it could typically help:
Compensation
Covers your business if a third party suffers injury or property damage due to your fault.
Legal costs
Can cover your business against the costs of legal action, if you cause death or injury, loss or damage to property or economic loss due to your negligence.
Work away cover
Protects your business if you’re providing services away from your premises as an optional extra.
Pay for repairs
Pay for repairs or replacements if your business accidentally damages someone's property
Join nearly
1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
Get protected today, start your quote, compare and buy online
Who may need public liability insurance?
Public liability insurance is relevant for businesses of all sizes, from sole traders to limited companies. It can be especially important if your work involves regular interaction with customers, clients, or members of the public, or if your operations are considered high risk. For example, businesses such as retail shops, tradespeople, and event organisers may require this cover.
Public liability insurance can be useful for many industries, including:
Hospitality businesses such as cafes and restaurants
Even if public liability insurance is not a legal requirement, having it in place may provide peace of mind and financial protection against potential public liability claims.
Public Liability insurance FAQ's
If you have a question about public liability insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub
More information on public liability insurance
Compare prices from leading providers
Safeguard your business from compensation claims when a third party suffers injury or property damage which was your fault
Select your cover options
Compare from leading insurers
Buy online in minutes
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
What is public liability insurance?
Public liability insurance could be essential for businesses that interact with the public, covering compensation claims for injury or damage caused by your business operations. Whether you run a small business or a limited company, this type of insurance may help protect your business from unforeseen costs that may arise from accidents involving a member of the public.
Public liability insurance is a type of business insurance that can help cover the costs if your business activities cause accidental damage or injury to someone outside your business, like a customer or visitor. For instance, if a customer slips on a wet floor, public liability insurance may help cover the cost of legal fees and the compensation awarded.
How it works
3 simple steps to protect your business with the right insurance for you
What does public liability insurance include ?
This type of business insurance could be a critical safety net, particularly for businesses involved in high risk environments where accidents are more likely. The cover provided by public liability insurance may vary depending on your type of business and the level of risk involved. However, it could typically help:
Join nearly
1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
Get protected today, start your quote, compare and buy online
Who may need public liability insurance?
Public liability insurance is relevant for businesses of all sizes, from sole traders to limited companies. It can be especially important if your work involves regular interaction with customers, clients, or members of the public, or if your operations are considered high risk. For example, businesses such as retail shops, tradespeople, and event organisers may require this cover.
Public liability insurance can be useful for many industries, including:
Hospitality businesses such as cafes and restaurants
Even if public liability insurance is not a legal requirement, having it in place may provide peace of mind and financial protection against potential public liability claims.
Public Liability insurance FAQ's
If you have a question about public liability insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub