Café & Coffee Shop Insurance
Protect your café & coffee shop. Compare prices from £4.74 a month*
*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.
Compare quotes from leading insurers, all in one place
Buy online in minutes, with same day protection
In partnership with Simply Business
Compare prices from leading business insurance providers:
Café and coffee shop insurance made simple
Running a café or coffee shop comes with its own unique set of risks and challenges. Whether you own a cosy local café or a bustling coffee shop, it’s important to protect your business with the right insurance cover. Café and coffee shop insurance could provide peace of mind by covering your business from a variety of unexpected events, including liability claims, property damage, or stock losses.
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
How it works
3 simple steps to protect your business with the right insurance for you
Choose your
cover options
Only pay for the
cover you need
Compare from
multiple insurers
Instantly compare prices
from a range of insurers
Buy online
in minutes
Get your documents
on the same day
What may be included in a café & coffee shop insurance policy?
Here's a breakdown of the main cover types that might benefit your café & coffee Shop:
Public liability insurance
Public liability insurance is crucial for retail businesses, especially those with a physical presence. This insurance could cover the cost of compensation if a customer slips, falls, or is injured in your shop. It may also cover damage caused to their property while on your premises.
Business interruption insurance
This cover can protect your business for loss of income should unforeseen circumstances force it to close or be impacted for an extended period.
Employers liability insurance
If you have employees, you are legally required to have employers liability insurance. This type of insurance may cover claims from employees if they are injured or become ill as a result of working for you.
Contents & equipment cover
Protect your office equipment, such as computers, furniture, and other essentials, from accidental damage or theft. This cover could ensure that if something happens, you can repair or replace key items quickly to avoid business disruption.
Buildings insurance
This can cover damage to your office space caused by events such as fire, flood, or vandalism. Whether you own or lease your office, protecting the physical structure could be important to safeguarding your business premises.
Professional indemnity insurance
This cover could protect your business if a client claims you provided inadequate advice or services. It may cover legal expenses and compensation, helping you protect your reputation and business.
Types of café and coffee shops you can get cover for
We know that a change in decor, menu offering and staff can make all of the difference in the customer experience that you’re trying to create. No two cafes or coffee shops are ever the same, and therefore, we feel their business insurance policies shouldn’t be either. We source cover for a wide range of cafes and coffee shops, which include but are not limited too:
Parisian cafés
Tearooms
Sandwich Shops
Internet Cafés
Roadside Cafés
Bistros
Join nearly
1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
Get protected today, start your quote, compare and buy online
Café and coffee shop insurance
Every café and coffee shop is unique, and your insurance should be too. Pick from a range of flexible cover options and build a plan that works for your business. We're here to help you protect what matters most.
Compare quotes from leading insurers, all in one place
Prices from £4.74 a month*
In partnership with Simply Business
*The price is for up to £2 million of public liability insurance – 10% of customers paid £4.74 or less annually between 1st Jan - 31st May 2024. Equivalent to £56.82 a year (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available and these all have additional costs.
Café and Coffee Shop Insurance FAQ's
If you have a question about your café & coffee shop insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub
More information on café and coffee shop insurance
Compare prices from leading providers
Safeguard your café & coffee shop from financial risks including property and stock damage, business interruptions, public liability and much more.
Select your cover options
Compare from leading insurers
Buy online in minutes
We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.
Café and coffee shop insurance made simple
Running a café or coffee shop comes with its own unique set of risks and challenges. Whether you own a cosy local café or a bustling coffee shop, it’s important to protect your business with the right insurance cover. Café and coffee shop insurance could provide peace of mind by covering your business from a variety of unexpected events, including liability claims, property damage, or stock losses.
How it works
3 simple steps to protect your business with the right insurance for you
What may be included in a café & coffee shop insurance policy?
Here's a breakdown of the main cover types that might benefit your café & coffee Shop:
Types of café and coffee shops you can get cover for
We know that a change in decor, menu offering and staff can make all of the difference in the customer experience that you’re trying to create. No two cafes or coffee shops are ever the same, and therefore, we feel their business insurance policies shouldn’t be either. We source cover for a wide range of cafes and coffee shops, which include but are not limited too:
Parisian cafés
Tearooms
Sandwich Shops
Internet Cafés
Roadside Cafés
Bistros
Join nearly
1,000,000
Businesses
Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.
Get protected today, start your quote, compare and buy online
Café and coffee shop insurance
Every café and coffee shop is unique, and your insurance should be too. Pick from a range of flexible cover options and build a plan that works for your business. We're here to help you protect what matters most.
Compare quotes from leading insurers, all in one place
Prices from £4.74 a month*
In partnership with Simply Business
*The price is for up to £2 million of public liability insurance – 10% of customers paid £4.74 or less annually between 1st Jan - 31st May 2024. Equivalent to £56.82 a year (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available and these all have additional costs.
Café and Coffee Shop Insurance FAQ's
If you have a question about your café & coffee shop insurance, you might find the answer here in our FAQs.
For more information on protecting your business, check out our FAQ's Hub