Hair and beauty insurance

With Goods in Transit cover in place, you’ll be covered if your goods are lost or damaged while in transit.  

If you own your premises, buildings insurance could be a consideration for you. If you rent your business premises you may still be required to have your own buildings insurance policy in place, so it’s worth checking the terms of your lease to find out if that’s the case. This can often be bundled with contents insurance.  So if you need it, we can help find policies for you and your business needs. Get in touch with us to discuss your options. 

If you don’t have a UK recognised qualification, you’ll need to send translated copies of your certificates to us for approval. However, you may still be required to complete a UK recognised course in order to get cover. 

This type of insurance cover helps to keep your business going if you are unable to trade as a result of an insurable claim such as fire, flood, or a storm (amongst others). Find out more about this type of cover here. 

For any business which involves contact with customers – whether people visit you, or you visit them – you might want to consider public liability cover. If you or your business ends up being responsible for injuring someone or causing damage or destruction to their property due to your negligence, then public liability insurance can cover costs related to someone making a claim against you. 

Find out more about public liability insurance here. 

When considering whether to take out treatment risks cover, you may want to consider whether the work you carry out could result in you or your employees inadvertently causing damage or harm to the person or item they are working on. You’ll also want to consider the extent of any compensation claims should something go wrong. e.g. claims from a customer saying they suffered an allergic reaction to a skin or hair product that you applied. 

With this in mind, treatment risks cover may be something to consider for a hair & beauty business.