Product liability insurance

Protect your business and compare liability insurance from £4.74 a month*

  • Compare quotes from leading insurers, all in one place

  • Buy online in minutes, with same day protection

  • In partnership with Simply Business

*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.

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Compare prices from leading providers

Safeguard your business from the costs associated with claims made against your business for injury or property damage caused by your products.

  • Select your cover options

  • Compare from leading insurers

  • Buy online in minutes

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We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.

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What is product liability insurance?

If your business manufactures, supplies, or sells products, having product liability insurance could be essential. This type of insurance may help protect your business from the financial risks associated with faulty products that cause injury or damage. You can compare flexible product liability business insurance designed to cover the specific risks your business faces.

Product liability insurance helps protect your business if the products you sell or supply cause harm, injury, or property damage. It could cover the legal fees and compensation costs if your business is found liable for damage caused by a faulty product. Whether you operate a large company or run a small business, this cover may provide essential protection for both your business and your customers.

How it works

3 simple steps to protect your business with the right insurance for you

Choose your
cover options

Only pay for the
cover you need

Compare from
multiple insurers

Instantly compare prices
from a range of insurers

Buy online
in minutes

Get your documents
on the same day

What does product liability insurance include ?

Having the right product liability cover could help protect your business from significant financial losses and the impact of legal action. Product liability insurance covers the costs associated with claims made against your business for injury or property damage caused by your products. This may include:

Injuries & property damage

Compensation for personal injuries or property damage caused by a defective product. This cover may help with compensation payments for customers who suffer injuries or property damage caused by a defective product that your business supplied.

Faulty products

Claims related to faulty products that your business has supplied or sold. Product liability insurance could protect your business against claims arising from faulty products, covering the cost of legal action and any resulting compensation payments.

Legal costs

Legal costs and legal fees if your business is taken to court. Product liability insurance could cover the legal costs, including solicitor fees and court expenses, if your business faces a lawsuit due to a faulty product.

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1,000,000

Businesses

Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.

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Who may need product liability insurance?

Any type of business that manufactures, supplies, or sells products could benefit from business insurance for products. This is particularly important for businesses that:

  • Manufacture or produce goods

  • Supply products to other companies

  • Sell goods to the public, including retailers and small businesses.

Even if your business did not manufacture the product directly, you may still be held liable for any harm caused by the products you supply. Having insurance for my product could help cover you in case of unforeseen issues.

Product Liability insurance FAQ's

If you have a question about product liability insurance, you might find the answer here in our FAQs.

For more information on protecting your business, check out our FAQ's Hub

More information on product liability insurance

How much does product liability insurance cost?

The cost of product liability insurance varies based on your type of business and required level of cover. Factors like your product's nature, volume, and associated risks impact the cost. Getting a tailored quote will help you determine the price and understand how much it may cost to protect your business.

Why is product liability insurance important?

If a customer is injured or their property damaged by a product your business supplied, you could be liable for compensation. Without the right insurance, your business may face significant legal fees. Product liability insurance could cover these expenses, reducing financial strain and protecting your reputation.

Public and product liability insurance

A combined public and product liability insurance policy may benefit businesses. Public liability insurance covers accidents on your premises, while product liability insurance protects against claims from products you sell. This combined policy offers broader protection across your business operations.

Hear from our other business insurance customers.