Carpenters insurance

Q: How much public liability insurance does a carpenter need?

This depends on how much protection you feel you need. For businesses that rarely interact with third parties and pose less risk, a lower limit of cover could be a better fit. Get in touch with us to discuss what level of cover you may need.

Q: Do carpenters need employers’ liability cover?

For more information on whether you are required to have employers’ liability insurance visit the GOV.UK website. If you’re not sure, get in touch.

Q: Can I get insurance cover for my carpentry tools?

Yes, we can arrange this for you. Just let us know that you’d like to take out cover for your carpentry tools, and we can include this in your quote.

Protect your business and compare prices from £4.74 a month*

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Buy online in minutes, with same day protection
In partnership with Simply Business

*10% of customers paid the equivalent of £4.74 a month or less between
1st Jan - 31st May 2024 for up to £2 million of public liability insurance.

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What is carpenters insurance?

As a carpenter or joiner, your work comes with unique risks, from potential property damage to protecting your tools and equipment. Having the right carpenters insurance could be essential in safeguarding your business from unexpected financial losses. You can compare tailored business insurance for carpenters designed to cover key risks such as public liability, tools insurance, and employers' liability insurance, giving you peace of mind while you focus on your craft.

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We’ve partnered with Simply Business, one of the UK’s biggest business insurance brokers. They can help protect your business with tailored online quotes from leading providers, including Axa, Churchill and Hiscox.

How it works

3 simple steps to protect your business with the right insurance for you

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cover options

Only pay for the
cover you need

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multiple insurers

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from a range of insurers

Buy online
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Get your documents
on the same day

What cover can business insurance for carpenters include ?

Tailored business insurance for carpenters offers a range of protection to cover the key risks you may face:

Professional indemnity insurance

This can protect you for loss or damage to clients or third parties resulting from negligent services or poor advice.

Equipment & tools cover

Cover for your essential business equipment and tools, whether they're at home, in the van or on-site.

Contract works insurance

Protection against the loss of, or damage to, a construction project or site. You’ll be covered for the labour and material costs to re-do the work.

Public liability insurance

This protects you if your customers (or members of the public) suffer personal injury or property damage from your business.

Employers' liability insurance

This is a legal requirement for many businesses. Policies are available at £10m and can cover claims for work-related injuries or illnesses.

Own or hired in plant insurance

This can protect you financially against the costs of damage to or loss of plant machinery that you own or hired.

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Simply Business have helped nearly 1 million businesses like yours get the right insurance cover.

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Compare carpenters insurance
from £4.74 a month^*

As a tradesman, you can understand the importance of having the right insurance package to mitigate risks. We can help you get the cover you want with less hassle.

Compare quotes from leading insurers, all in one place
Prices from £4.74 a month^*
In partnership with Simply Business

*The price is for up to £2 million of public liability insurance – 10% of customers paid £4.74 or less annually between 1st Jan - 31st May 2024. Equivalent to £56.82 a year (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available and these all have additional costs.

Carpenters insurance FAQ's

If you have a question about your trades insurance, you might find the answer here in our FAQs.

How much public liability insurance does a carpenter need?

Do carpenters need employers’ liability cover?

Can I get insurance cover for my carpentry tools?

For more information on protecting your business, check out our FAQ's Hub

More information on carpenters insurance

Insurance for Carpenters and Joiners

Whether you’re a solo carpenter or running a limited company, tailored business insurance for carpenters offers protection from risks like property damage, accidents, and tool theft. With liability cover and professional indemnity, you can focus on your work, knowing your business is protected.

How much does carpenters insurance cost?

The cost of carpenters business insurance depends on your business size, type of work, and level of cover. A tailored quote ensures you're not overpaying while protecting against key risks. Whether you're a solo worker or manage a team, you can find the right cover at a competitive price.

Why carpenters need business insurance

Carpenters face risks like accidental damage to property or injuries. Without the right insurance, you may incur significant financial losses from claims or equipment replacement. Comprehensive carpenters business insurance could help cover these costs, protecting your business.

Personal Accident Cover

Construction sites can be hazardous, and accidents are always possible. Personal accident cover may provide financial assistance if you are injured and unable to work. Additionally, accidental death coverage could offer financial support to your loved ones in the unfortunate event of a fatal accident on the job.

Compare prices from leading providers

Safeguard your business from financial risks including professional negligence claims, equipment and tools damage or theft, public liability, plant insurance and much more.

Select your cover options
Compare from leading insurers
Buy online in minutes

What is carpenters insurance?

Carpenters business insurance is a comprehensive policy designed to protect carpenters and joiners from a range of risks. Whether you run your own limited company or work as a self-employed tradesperson, the right insurance can help protect you from claims related to accidental damage, property damage, or injuries to members of the public. Insurance for carpenters can include essential covers such as public liability insurance, professional indemnity insurance, and tools and equipment protection.